Broker Check

6135 Park South Drive, Suite 510, Charlotte, NC 28210

(704) 945-7128
khoffer@summitfn.com
Client Login

Your Local Financial Planning Team Located in the Carolina, Charlotte, East Coast, Florida, Southeast And Northeast.
Your Finances Don't Have to Feel Overwhelming. We're Here to Help.

We work with individuals and families to bring clarity to the financial side of life. Thoughtful guidance, one conversation at a time.

Take the First Step

What We Do
Making Financial Planning Feel Human Again

We understand that money can be a source of stress. Maybe you've been putting off a big financial decision, or maybe you just don't know where to start. Whatever brought you here, we want you to know — you're not behind, and you don't have to figure this out on your own. That's exactly why we're here.

We work with people who want a financial team that listens first and plans second. People who explain things clearly, never rush, and treat your goals like they matter — because they do. Our role is to make this process feel approachable so you can move forward with confidence. 

Our Solutions
Support for the Moments That Matter Most

Start Planning for Your Future

Portfolio Management

We'll build and manage a portfolio designed around your goals and comfort level — and we'll keep a close watch so you don't have to carry that weight alone.

Learn more

Retirement Planning

Retirement should feel exciting, not stressful. We'll help you put a plan in place so you can look ahead with clarity and confidence.

Learn more

Risk Management

Life doesn't always go according to plan. We'll help you identify potential vulnerabilities and build strategies to help you stay grounded when things shift.

Learn more

Estate Strategy

Planning for what you leave behind takes care and thoughtfulness. We'll work with you and your legal team to create a plan that reflects what matters most to your family.box-empty

Learn more

Life Insurance

Life insurance can feel confusing, but we'll walk you through it step by step and help you find the coverage that fits your family's needs.box-empty

Learn more

HNW Client Guidance

More wealth often means more to manage. We provide attentive, hands-on guidance for clients with significant assets who want a team they can count on.box-empty

Learn more

Extended Care Strategies

Long-term care is something many families worry about. We'll help you explore your options early so you can approach the future feeling prepared.box-empty

Learn more

Small Business Guidance

If you run a local business, we know your financial life is more complicated than most. We'll help you bring your personal and business finances into alignment.box-empty

Learn more

Social Security Strategies

Social Security decisions can feel high-stakes. We'll walk you through your options clearly so you can make a choice that fits your life and your plan.box-empty

Learn more

Cash Flow Analysis

Understanding where your money goes is the first step toward feeling in control. We'll help you get a clear picture and build from there.box-empty

Learn more

Education Strategies

Planning for education costs is something a lot of families care deeply about. We'll help you explore options that work without sacrificing your other goals.box-empty

Learn more

Charitable Giving

If giving back is part of your vision, we'll help you do it in a way that's meaningful and financially thoughtful.box-empty

Learn more

Special Needs Trust

If you're planning for a loved one with special needs, we'll bring the care and attention your family deserves to every detail.box-empty

Learn more

Debt Management

Debt doesn't have to hold you back. We'll help you create a manageable plan so you can keep moving toward the things that matter.box-empty

Learn more

Financial Education

We want you to feel empowered, not confused. That's why we make education and clear communication a core part of how we work.

Learn more

About Our Firm
A Financial Team
That Puts Your Well-Being First

We chose to build our practice in this community because we care about the people here. We believe everyone deserves a financial team that takes the time to listen, explains things without jargon, and puts their clients' needs ahead of everything else. We're not here to impress you with complicated strategies — we're here to help you feel confident about the decisions you're making. If you've been looking for a team that genuinely cares about helping you and your family, we'd love to be those people.

Our Process
Here's What It's Like to Work Together

Getting started is simple. Our process is designed to be easy, comfortable, and centered entirely on you.

Step 1
Let's Have a Conversation

We'll start by talking about your life, your goals, and your concerns. No jargon, no pressure — just an honest, open conversation.

Step 2
Let's Create Your Plan

Our team will build a personalized strategy based on what matters most to you — your goals, your timeline, and the life you're building.

Step 3
Let's Walk This Path Together

We'll be by your side as things evolve — checking in, adjusting your plan, and making sure you always feel supported.

Take the First Step

Our Resources
Recent Highlights

We like sharing helpful insights and ideas to keep you informed and inspired. Here are a few of our latest picks.

Read More
Estate Planning as a Family Unit

Estate Planning as a Family Unit

In retirement, talk to your family as you plan your estate. Restate your values. Cover the physical and financial sides.
Learn More
Deciding When to Take Social Security

Deciding When to Take Social Security

One of the most common questions people ask about Social Security is when they should start taking benefits.
Learn More

Ready? Let’s Talk
If You Have Any Questions,
Feel Free to Contact Us

There's no question too small and no perfect time to start. If you're thinking about your financial future, we'd love to hear from you.

Take the First Step